First Home buyer
2021: The Year to Buy a Home
2021 is the year to buy a home. Coming off of the back on the COVID-19 pandemic, house prices and interest rates have strongly swung back in the favour of property buyers for the first time in decades. Alongside this, there are now a significant amount of government schemes available to help property buyers get…
Read MoreShould I Invest in Newcastle Property? – The Short Answer is YES
Transformed, revamped and booming. They are three words that now characterise the once industrial town of Newcastle in 2020. The City of Newcastle Council has predicted the area’s population to rise by 33% by 2036, with many property owners and investors describing it as a “hidden gem” and an “economic powerhouse.” With property prices on…
Read MoreWhy Should I Ethically Invest My Super?
It is the rise of the generation of KeepCups, metal straws, reusable grocery bags and ethical consumerism. Companies are actively sourcing their inputs ethically, giving back to the communities in which they operate and are actively working to reduce their carbon footprint. But have you ever thought about what companies and industries you are supporting…
Read MoreStamp Duty: What First Home Buyers Need to Know
The Berejiklian government announced in July 2020 that it planned to remove stamp duty on homes purchased up to $800,000 as a result of COVID-19. Now in the 2020 NSW Budget, Treasurer Dominic Perrottet has announced plans to phase out stamp duty on all properties purchased in NSW. These changes to stamp duty have large…
Read MoreBuy a Home Before Christmas: Here’s Why
It’s the time of year when summer is starting to set in, holiday plans are in motion, and the faint ringing of sleigh bells can be heard in the distance. Christmas is roughly a month and a half away, and its already having an effect on property markets, with clearance rates increasing across Australia. With…
Read MoreNewcastle Property Market Update – 4 Big Changes
There have been some massive changes to the property market that have sprung up over October. Here are 4 items that will have large impacts on the market in Vision’s November 2020 Newcastle Property Market Update: Loyal borrowers paying more interest Buyers showing confidence in the market ScoMo making borrowing easier Govt showing love to…
Read MoreIncreasing Home Value with Gardening
Importance of Gardening for Increasing Home Value A well-maintained garden is increasingly being seen as an important factor in increasing a home’s value. A properly maintained garden can add as much as 16% to a property’s value with properly managed lawns and flower-beds improving the overall aesthetic of the property. Gardens can also act as…
Read MoreImproving my Mortgage Application
The coronavirus pandemic has shaken up many factors affecting the Australian property market. The cash rate is currently its lowest ever point at 0.25% as of the 14th of September 2020. Many government cash benefit programs such as the First Home Buyers Assistance scheme have been implemented. Factors such as these have generally reduced interest rates across…
Read MoreBudgeting Tips to Supercharge your First Home Savings
Saving for a deposit is a major hurdle for First Home buyers, with the average saver in Australia taking more than 10 years to build up a 20% deposit. First Home buyers in Sydney, however, may take up to 15 years according to some estimates, with the average First Home buyer in Melbourne not far…
Read More5 First Home Buyer Tips from Vision
The professionals at Vision Property and Finance are here to help you, with 5 First Home Buyer Tips to help build your future. Committing to owning your first property is a great way to build equity, have more control over your income, and can grant you the freedom to create your dream home. However, navigating the…
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