Budgeting doesn’t make you spend less; it allows you to spend smart on the things that are most important to you without pushing long-term financial and lifestyle goals to the backburner. A family budget will help you: • spend your money on the things you need• save money for the things you’d like• set aside…Read More
When it comes to investment properties, many people assume this is a financial ambition out of reach. You feel pressed with existing commitments and believe it’s a distant goal, like once the children have left the nest. You might be surprised to learn that buying a second property isn’t as impossible as it sounds.Read More
With the rise in Sydney property prices over the past couple of years, we are naturally seeing a decline in the number of first home buyers approaching us to see what they can afford. This is in spite of record low interest rates, which makes borrowing conditions pretty good and the Government’s new incentives to…Read More
Whenever it makes financial sense to do so. Heard about mortgage refinancing? In the past, most people who took out a mortgage doggedly continued with it until they had paid it off. These days, people refinance their mortgage much more frequently. The average duration of a home loan in Australia now is just 4-5 years.…Read More
A good mortgage broker will research all possible lenders for your situation and provide you with options that would take a person weeks of research.
Picking a lender is a complex task, which takes a professional time and research, to ensure you have the correct facility, not only for now but one that will suit your changing requirements.Read More
Maximising the amount a lender will hand over to you isn’t about trying to take on unmanageable levels of debt. It’s a matter of taking a few simple but smart steps that could mean the difference between toiling in that ‘fixer-upper’ or owning your dream home.Read More
With the growth in the number of Australians becoming property investors in recent years, whether as a result of starting a self-managed super fund (SMSF) or as one element of a sound financial plan, there is a real need for people to understand more about the mechanics of investing in property.Read More