Interest rate

Analysing Interest Rates with Matt Ivers

matt ivers interest rates

One of the most potent influences on the economy, business and investing are interest rates. It takes up a large part of the cost of using borrowed money, along with the fees and charges that banks and other financial institutions levy their clients today. Interest rates are also part of the government’s toolkit for managing…

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Make Extra Home Loan Repayments and Save


Making extra repayments on your home loan can be a clever financial strategy. Investing your extra cash into your home can speed up your loan’s life cycle, with the added benefit of saving money in the long run. However, care must be taken to ensure that extra repayments are planned and the right type of…

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The APRA Ripple Effect


APRA ripple effect making waves Written by David Lennox APRA changes are still making waves in our industry.  The big 4 lenders and some others have raised their interest rates in October to help meet APRA’s capital adequacy requirements (read more HERE).  This is after industry-wide rises a few months ago for investment loans.  So now many…

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