Posts by Vision Property & Finance
A Simple Guide to Using Equity
When it comes to investment properties, many people assume this is a financial ambition out of reach. You feel pressed with existing commitments and believe it’s a distant goal, like once the children have left the nest. You might be surprised to learn that buying a second property isn’t as impossible as it sounds.
Read MoreWhy You Need a Budget
Is living with a mountain of debt easier than building a budget and taking back your financial freedom?
Read MoreHow To Fund Your Renovation
Any renovation project, large or small, can be all-consuming in terms of your energy and money. Here are six loan types that can help you get your dream home.
Read More5 Reasons Your First Property is Still Attainable
With the rise in Sydney property prices over the past couple of years, we are naturally seeing a decline in the number of first home buyers approaching us to see what they can afford. This is in spite of record low interest rates, which makes borrowing conditions pretty good and the Government’s new incentives to…
Read MoreWhen Should I Refinance My Mortgage?
Whenever it makes financial sense to do so. Heard about mortgage refinancing? In the past, most people who took out a mortgage doggedly continued with it until they had paid it off. These days, people refinance their mortgage much more frequently. The average duration of a home loan in Australia now is just 4-5 years.…
Read MoreAchieve Your Financial Goals
Who would you ask to help you achieve financial goals that require money and planning to achieve? What is changing?
Read MoreLeave The Hard Work To a Mortgage Broker
A good mortgage broker will research all possible lenders for your situation and provide you with options that would take a person weeks of research.
Picking a lender is a complex task, which takes a professional time and research, to ensure you have the correct facility, not only for now but one that will suit your changing requirements.
Read More10 Ways To Increase Your Borrowing Capacity
Maximising the amount a lender will hand over to you isn’t about trying to take on unmanageable levels of debt. It’s a matter of taking a few simple but smart steps that could mean the difference between toiling in that ‘fixer-upper’ or owning your dream home.
Read MoreThe 3 Types of Property Cash Flow Explained
With the growth in the number of Australians becoming property investors in recent years, whether as a result of starting a self-managed super fund (SMSF) or as one element of a sound financial plan, there is a real need for people to understand more about the mechanics of investing in property.
Read MoreHow I Bought My First Investment Property
When Debra approached mortgage broker Gretchen Clarke, she wasn’t sure whether she could buy her first investment property. With good advice and a private treaty, Debra managed it at a favourable price.
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